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Testimonials

Tammy,
We would like to thank you for all the time and effort you're putting into helping us find our first home. You've been extremely flexible  and supportive and we're grateful to have your expertise on our side. Please know that you will always have a strong recommendation from us!
Thank you so much!
Dennis and Michele
Dear Tammy, 
What a long haul huh?
It makes me happy to know someone bought the place that really wants it.
Thank you for your 3 years of "hard service". It was fun working with you! We will highly recommend you!
Dick and Sharon
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Blog: Mortgage Information

Your Savings and Down Payment

Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next... Read more

WHAT’S A FICO®?

What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s computer evaluates a complete credit profile and assigns a score, which is... Read more

Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more

Land Contract

An alternative to a non-conforming loan is the use of a land contract, which is allowed in some states. A land contract is an agreement between a buyer and a seller, where the buyer agrees to make periodic payments to the seller. The title to the property... Read more

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